Jay Dacey is a nationally-known mortgage expert who has been featured in dozens of the top-rated financial publications and websites for his expert advice on all things mortgage, credit, and real estate! 

In addition to helping his clients obtain the best mortgage financing, Jay enjoys spending time with his wife Kristin, daughter Elle, and son Chase. 

Madeline McNamara has been working with Jay as the Operations Manager since 2016. 

Since 2020, she has been ranked in the top 1% of loan originators in the country with closing over $80M annually and helping approximately 300 familes per year. She has received numerous awards from our lending partners including "Fastest Closer" by United Wholesale Mortgage. 

With her extensive knowledge and patience, she is the “glue” of our team.

She loves working with each client to explain all the options and find the best solution for every situation.

Prior to working in mortgage, Madeline obtained a Psychology degree from the University of St. Thomas. She lives in Lindstrom with her husband and two children.

Profile coming soon...

Lynsey Simmet joined the team as our Project and Hiring Manager after working in the finance industry for over 13 years. She has led a broad array of projects including finding and training new team members, spearheading our Homebot marketing, and serving as the lead Post Closer.

She earned her Bachelor’s in Financial Management and her MBA from the University of St. Thomas.

She inspires everyone in the office with her professionalism and her impressive Peloton regimen.

Her daughter and two sons keep her on her toes.

Ben Bina NMLS 2729340 arrived at the Jay Dacey Team in summer of 2025 as to launch our reverse mortgage division. Ben works with seniors, their families, and their financial planners to explore how a reverse mortgage can help seniors enjoy their sunset years and maximize their financial situation in retirement.

Ben comes to the role with extensive experience in personal coaching and insurance. His openness and desire to connect with others make him a great fit for the team.

Shannon Lukas came to the Jay Dacey team in 2023.  Her team attitude and her experience in client relations, data management, and education have made her an excellent fit for the team and the mortgage industry. Shannon runs the team’s office and supports in helping our clients get from underwriting all the way to loan closing.  Outside of work, Shannon and her husband enjoy hiking, especially the Superior Hiking Trail in northern MN.

Meghan joined the Jay Dacey Team in summer of 2026 after graduating from the University of St Thomas with a degree in Marketing Management. During college, she worked as a marketing intern and social media manager for multiple companies. She loves the creative side of the job and getting to bring a project to life from scratch.